Take control of your money with AI-powered insights

Spendly connects to your bank accounts, automatically tracks spending, and uses AI to help you understand where your money goes. Available on iPhone, Android, Mac, and Web.

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340 users control spending
Spendly dashboard across laptop and phone

Traditional budgeting apps make you work too hard

Manual entry, confusing categories, outdated data. No wonder most people give up on tracking their finances.

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Manual data entry

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Frustrated & overwhelmed

Give up tracking

Smart features that make budgeting automatic

  • Link your bank accounts, credit cards, savings, and investments in one place. See your complete financial picture with automatic transaction syncing.
  • Stop manually sorting transactions. Spendly's AI automatically categorizes your spending so you always know where your money went.
  • Chat with your finances. Ask questions like "How much did I spend on food this month?" or "Where can I cut back?" and get instant, personalized answers.
  • Create budgets that work. Set spending limits by category, track progress with visual indicators, and get alerts before you overspend. Includes unusual spending detection and subscription tracking.
  • Access your finances from iPhone, Android, Mac, or any web browser. Your data syncs automatically across all devices, so you're always up to date.
Multiple devices showing linked bank accounts

Pricing

Simple pricing for better financial clarity

Free

Get started with manual tracking

$0

  • Add transactions manually
  • Basic spending overview
  • Category management
  • Dashboard with financial summary
POPULAR

Spendly Pro

Full automation with AI

$12

$9

/month

  • Unlimited bank connections
  • Automatic transaction sync
  • AI-powered categorization
  • Advanced budgeting tools
  • AI financial assistant chat
  • Spending insights & predictions
  • Export to CSV & PDF
  • Priority support
  • 7-day free trial

Cancel anytime. No long-term commitment.

FAQ

Frequently Asked Questions

  • Spendly uses bank-level security to connect to your accounts via trusted banking partners. We never see or store your login credentials. Transactions are automatically imported and synced across all your devices.
  • Yes. Your data is encrypted with bank-level security. We never store your bank passwords and never sell your financial information. The app supports biometric protection (Face ID, fingerprint) and is GDPR compliant.

  • The Free plan lets you add transactions manually and see basic spending overviews. Spendly Pro includes unlimited bank connections, automatic syncing, AI categorization, the AI financial assistant, advanced budgeting, insights, and priority support. Try Pro free for 7 days.
  • Ask My Money is your personal AI assistant that understands your finances. Ask natural questions like "How much did I spend on dining last month?" or "Where can I save money?" and get instant, personalized answers based on your actual spending patterns.

  • Shared wallets are coming soon! You'll be able to track shared expenses with family or roommates and see what everyone owes at a glance. Join the waitlist to be notified when this feature launches.
  • Spendly works on iPhone, Android, Mac, and any web browser. Your data syncs automatically across all devices, so you can check your spending anywhere, anytime.

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Ready to understand your money?

Download Spendly and take the first step toward financial clarity. Try Pro free for 7 days and see why smarter budgeting starts with AI.